The Social Security Administration (SSA) has announced a significant boost in benefits, with some retirees eligible for up to $1,919 more per month in 2024. However, not everyone will qualify for this increase—specific criteria determine who gets the extra funds.
In this complete guide, we’ll explain who qualifies for the $1,919 Social Security boost, how the increase works, and what steps you need to take to claim it. We’ll also answer the most frequently asked questions to ensure you don’t miss out on this opportunity.
Understanding the $1,919 Social Security Increase
The $1,919 boost is not a universal raise for all beneficiaries. Instead, it applies to select groups based on factors like:
- Cost-of-Living Adjustment (COLA) – The SSA adjusts benefits yearly to account for inflation. In 2024, the COLA increase was 3.2%, raising the average retiree benefit by about $59 per month. However, high earners and those who delayed benefits may see much larger increases.
- Delayed Retirement Credits – If you delayed claiming Social Security past your Full Retirement Age (FRA), you earn 8% more per year up to age 70. This can result in a $1,919+ monthly increase for some retirees.
- SSI and SSDI Adjustments – Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) recipients may also see higher payments due to updated income limits and benefit calculations.
Who Qualifies for the $1,919 Social Security Boost?
Not every retiree will get the full $1,919 increase, but the following groups are most likely to benefit:
1. Retirees Who Delayed Benefits Until Age 70
If you waited until 70 to claim Social Security (instead of taking it at 62 or your FRA), your monthly check could be 24-32% higher. For someone with a $3,000 benefit at FRA, delaying could add $720-$960 per month, potentially pushing their total payment over $1,919 more than early claimants.
2. High Earners with Maximum Taxable Contributions
The maximum Social Security benefit in 2024 is $4,873 per month for those who:
- Earned the taxable maximum ($168,600 in 2024) for at least 35 years.
- Waited until age 70 to claim benefits.
These retirees could see an increase of $1,919 or more compared to lower earners or early filers.
3. SSI Recipients with Updated Eligibility
Some Supplemental Security Income (SSI) beneficiaries may qualify for higher payments due to:
- Increased federal benefit rates (up to $943/month for individuals, $1,415 for couples).
- State supplemental payments (in certain states like California and New York).
4. Survivor Benefits and Spousal Claims
In some cases, widows/widowers or divorced spouses may qualify for higher benefits if they switch to their own earnings record later or if delayed retirement credits apply.
How to Claim the $1,919 Social Security Increase
If you believe you qualify for a higher benefit, follow these steps:
- Check Your Earnings Record – Log into your mySocialSecurity account to verify your work history and estimated benefits.
- Confirm Eligibility for Delayed Credits – If you delayed benefits past your FRA, ensure the SSA has applied the correct 8% annual increase.
- Apply for Adjustments – If you’re due a higher payment, contact the SSA at 1-800-772-1213 or visit a local office.
- Monitor Your Payments – Once approved, check your bank account or mailed statements to confirm the increase.
FAQs About the $1,919 Social Security Boost
1. Is the $1,919 increase automatic?
No—only those who delayed benefits, earned high wages, or qualify for SSI/SSDI adjustments will see this increase.
2. Will everyone on Social Security get a raise in 2024?
Yes, due to the 3.2% COLA, but the exact amount varies. The $1,919 boost applies only to select retirees.
3. Can I still get the increase if I already claimed benefits?
If you claimed early (before FRA), you won’t get the full $1,919, but you may still benefit from COLA adjustments.
4. How do I know if I qualify for delayed retirement credits?
Check your mySocialSecurity account or call the SSA to confirm if your delayed credits were applied correctly.
5. What’s the maximum Social Security benefit in 2024?
The highest possible benefit is $4,873 per month for those who waited until 70 and paid maximum taxes for 35 years.
Final Thoughts: Don’t Miss Out on Higher Benefits
The $1,919 Social Security boost is a significant increase, but it’s not automatic for everyone. If you delayed benefits, were a high earner, or receive SSI/SSDI, you may qualify for this raise.